Fix VPS Nextcloud DB connection (PGSSLMODE) and n8n probe timing

Nextcloud: PHP's postgres driver tries to look up a client cert at
$HOME/.postgresql/postgresql.crt (HOME=/root in this image) for
verify-ca/verify-full sslmodes - 'Permission denied' there aborts the
connection entirely with a confusing 'password authentication failed'
secondary error. Confirmed live: psql with the identical credentials
connects fine (uses sslmode=prefer, no cert lookup). PGSSLMODE=disable
sidesteps it - this is an intra-cluster connection, not worth TLS here.

n8n: chart's default liveness/readiness probe timing is tighter than
n8n needs to actually finish starting - kubelet was killing the
container (exitCode 143/SIGTERM) before it ever bound :5678, in an
endless crashloop. Copied home's more generous probe timing.

infrastructure/vps-standby/nextcloud/values.yaml

@@ -30,6 +30,14 @@ nextcloud:
        value: "2G"
      - name: PHP_UPLOAD_LIMIT
        value: "10G"
+     # libpq (via PHP's pgsql/pdo_pgsql) defaults HOME=/root in this image
+     # but tries to look up a client cert at $HOME/.postgresql/postgresql.crt
+     # for higher sslmodes - "Permission denied" there aborts the whole
+     # connection outright (confirmed live: psql itself connects fine with
+     # the same creds, only PHP's driver hits this). CNPG's in-cluster
+     # Postgres connection doesn't need client-cert verification here.
+     - name: PGSSLMODE
+       value: "disable"
 
    configs:
       proxy.config.php: |-